In Uganda, paying for motor third party insurance is fast and convenient through mobile money platforms. Both MTN Mobile Money and Airtel Money allow vehicle owners to complete payments directly from their phones—without visiting an office. After payment, you receive a reference number to present to any licensed insurance agent, who then issues your mandatory insurance sticker. Below are the exact steps for each network.
How to Pay Using MTN Mobile Money
- Dial *165# on your MTN line.
- Select option 4 for Payments.
- Choose option 5 for Fee and Taxes.
- Enter your vehicle’s number plate when prompted.
- The system will display your car details and the insurance amount due.
- Confirm the transaction by entering your Mobile Money PIN.
- You’ll receive an SMS with a sticker reference number.
Next, take this reference number to any licensed insurance agent. The agent will verify the payment through the official insurance portal and print your insurance sticker for display on your windshield. Note: The sticker is legally required for all vehicles on Ugandan roads.
How to Pay Using Airtel Money
- Dial *185# on your Airtel line.
- Select option 7 for Financial Services.
- Choose option 6 for Insurance.
- Select option 1 for Motor Third Party.
- Enter your vehicle’s number plate when prompted.
- The system will show your car details and the amount to pay.
- Approve the payment by entering your Airtel Money PIN.
- You’ll receive a confirmation SMS with a sticker reference number.
Then, visit any accredited insurance agent with this reference number. The agent will confirm your payment in the national insurance database and issue your official third party insurance sticker.
Important Reminders
- Always double-check your number plate before confirming payment—errors can delay sticker issuance.
- The insurance sticker is mandatory under Ugandan law. Driving without it may result in fines or vehicle impoundment.
- Payments are processed instantly, but sticker collection requires a physical visit to an agent.
- Both services are available 24/7, making it easy to renew insurance anytime.
In conclusion, paying your motor third party insurance in Uganda via MTN or Airtel is simple, secure, and efficient. By following these steps, you ensure your vehicle remains compliant while avoiding long queues or paperwork. Remember: once you pay, get your sticker promptly—it’s your proof of legal coverage on the road.
READ: How to Reverse Wrong Mobile Money Transfers on Airtel and MTN in Uganda
